Major Complaint About Website Log Ins: "Your PW OR Your User Name Are Incorrect"......WHICH Is It????

Sorry to start off Christmas Day with a complaint [Merry Christmas and Happy Hannukah!], but the whole business of web page log ins has gotten waaaay out of hand.

I understand that spammers are primarily to blame for this but, nonetheless, the whole situation with websites which require setting up an account to log in has really become a pain in the ass, for several reasons:

--you must set up a User Account with a Password AND a User Name AND: enter 'security information' such as your pet's name and fill in what's called a 'Captcha' image of nonesense letters, like: LNYEW to prove you're not a spammer.

--OK: as I just said above, I understand the need to foil spammers, but:

--after about the 27th webite, you realize that you're never going to remember all those damn passwords, and, against your better judgment, you start using the same PWs and UNs over and over, simply because no one can remember them all!

--now, here is my MAJOR GRIPE: so, you've got your 27 favorite websites, all of which require you to log in with a User Name and PW, which you're not sure you can remember.

--you log in and you get an error message which says: "Your Password or Username are incorrect, please try again."

Your Password OR your Username?

Why can't they tell you which one?

Let's say you have NOT been using the same UN and PW from site to site.

--Don't they realize how many permutations there could be between the possible number of UN combinations and the possible number of PW combinations in your head?

WEBSITES NEED TO TELL YOU WHICH ARE INCORRECT: THE PASSWORD OR THE USERNAME, BECAUSE OTHERWISE, YOU'LL BE THERE ALL DAY, TRYING ALL THE VARIOUS COMBINATIONS OF THE TWO.....

AND: many website log ins do NOT remind you that your User Name is your email address, so you sit there entering all these fancy UN combinations, not realizing it was your EMAIL ADDRESS the WHOLE time!

And, guess what else?

Some websites LOCK YOU OUT AFTER 5 ATTEMPTS!

I cannot believe that I am the only person who has run into this irritating situation........

Lemme me know if you've experienced something similar.

Thanks,